Investment Return Calculator
Estimate your potential returns from investing in hard money loans. Adjust the inputs below to see how interest rates, origination points, and capital velocity combine to generate returns.
Inputs
Estimated Returns
With an average loan duration of 8 months, your capital cycles approximately 1.5x per year. Each cycle earns interest plus origination points, which is why shorter loan durations can generate higher effective yields even at the same interest rate.
5-Year Projection (Simple)
| Year | Starting Capital | Earned | Ending Balance |
|---|---|---|---|
| 1 | $100,000 | $15,000 | $115,000 |
| 2 | $100,000 | $15,000 | $130,000 |
| 3 | $100,000 | $15,000 | $145,000 |
| 4 | $100,000 | $15,000 | $160,000 |
| 5 | $100,000 | $15,000 | $175,000 |
| Total | $100,000 | $75,000 | $175,000 |
This calculator is for illustrative purposes only and does not guarantee any specific return. Actual returns depend on loan performance, borrower behavior, market conditions, and fund expenses. Past performance is not indicative of future results. Consult with a financial advisor before making investment decisions.
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